Here’s How You Can Get It For Free From Credit Repair Lawyers
Paying for credit repair in today’s world is like paying a coffee shop for internet services, there is no longer any point in paying. Our Florida credit repair law firm can draft up to 3 dispute letters, for free, and dispute anything on your credit report for which we have a legally viable theory to dispute with the 3 credit bureaus.
Legally Viable Theory To Dispute Information On Your Credit Reports
We draft credit report dispute letters for which we have good faith to deny the legitimacy or accuracy of a tradeline or collection item. Believe us when we tell you that there are many ways to find, dispute and remove incorrectly negative items on your credit report.
We are unlike most credit repair companies, which are known for drafting baseless disputes to the credit bureaus. Because credit bureaus and creditors have a 30 day period to review your dispute and decide whether the tradline is accurate, credit repair companies tend to flood the credit bureaus with baseless dispute letters. Most of the time, credit repair companies will dispute everything negative on your credit report regardless of whether you have a good faith basis for doing so. Other times, they will simply deny that the debt belongs to you. Since credit bureaus cannot evaluate these unjustified disputes within 30 days, they remove the tradeline from your credit report. The issue is that when they do get around to reviewing these disputes, they’ll put that negative item right back on your credit report.
Your Credit Report Probably Has Derogatory Marks That Don’t Belong There
A study conducted by the National Association Of The State Public Interest Research Groups has shown that up to 80% of all credit reports have errors on them. Half of these errors can depress your credit score and, unless you read credit reports like an experienced Florida credit repair lawyer, chances are that you have several derogatory marks on your credit report that don’t belong there.
How Our Credit Repair Firm Gets Payed
Since our 3 dispute letter program is free, we don’t make money out of sending dispute letters on your behalf. If we are able to fix your credit report without filing a lawsuit, it’ll be free. We make money when we dispute derogatory marks that are legally viable and the credit bureaus do not delete the negative items. We then sue the credit bureau and the creditors for damages on your behalf. This process also doesn’t cost anything out of pocket, but we only look for the payment of our fees from the settlements that we obtain. If we are unable to get any settlements, then we don’t get paid, since no one is happy in that situation. However, we have a good reputation of finding negative items on credit reports that have a legally viable claim for removal.
Do The Credit Bureaus Do As You Say Because You Are Lawyers?
No, it doesn’t work like that. Although, because we let them know that we represent you, they will take your credit dispute letters much more seriously than those that come from the internet or credit repair companies. When we sue and settle with the credit bureaus or the creditors, we make every effort to get the derogatory mark removed from your credit report as part of the settlement along with a payment for attorneys fees and damages that were done to you.
Free & legitimate Credit Repair Services Now Available In Florida
Join our 3 for Free program at Credit Repair Lawyers Of Florida. We will draft up to 3 dispute letters for you in exchange for your credit report. There is absolutely no charge to you for this as we make our money by suing the credit bureaus and the lenders who screw up your credit report. Our litigation program has no out of pocket charge to you. Call us today at (877) 293-2882 or email us for more information at firstname.lastname@example.org.