Fixing Credit Reports Since 2008

Sue. Settle. Smile

If your credit report is getting you down, let us help you raise it up. We have several low cost and free programs to help you improve your credit score and standing including:

  • Free Credit Report Review
  • Debt Settlement
  • No out of pocket litigation for errors and mistakes
  • Low monthly fee for credit repair
A+ Accredited Credit Repair Lawyers Of Florida On The Better Business Bureau
5 Star Rated Credit Repair Lawyers Of Florida On Google Maps

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Daniel Brennan Credit Repair Lawyer In Florida
Daniel Brennan
Attorney
Admitted in Georgia and Florida Only

About Us

We are a division of Credit Repair Lawyers of America, a Michigan professional corporation

We have been fixing credit and stopping debt collectors since 2008. We have several free and low cost programs that can help you get your credit report right and get you back on track to a better financial life.

“I am Attorney Daniel Brennan, an attorney with Florida Credit Repair Lawyers. I want to help you clean up your credit and get out of debt. Life is too short to live any other way.”

Gary Nitzkin Credit Repair Lawyer
Gary Nitzkin
Attorney
Admitted in Michigan Only

Gary Nitzkin has been practicing law since 1990 and suing the credit bureaus since 2008. He formed Credit Repair Lawyers of America to fix your credit, stop debt collectors from harassing you and to clean your credit report when you have been victimized by identity theft.

Gary Hansz Credit Repair Lawyer
Gary Hansz
Attorney
Admitted in Michigan Only

Gary has been practicing law for over 25 years focusing on debtor/creditor law and civil litigation. He has represented individuals, businesses, and governmental entities with the same zealous effort to achieve successful outcomes.

Carl Schwartz Credit Repair Lawyer
Carl Schwartz
Attorney
Licensed in MA, MI, NY, and PA Active in MI and NY

2016. He came to us with a wealth of experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. He is a rising star at Credit Repair Lawyers of America and graduated from the University of Michigan.

Our Free and Low Cost Services

Free And Low Cost Services To Help You Get Your Credit In The Right Direction

We have several cool programs that you can use to get your financial life on the right track.

Free Credit Report Review In Florida
Free Credit Report Review

Give us your Credit Karma credentials and we will review your credit report for free. We will look for common errors and mistakes…

Free Auto Pilot Program In Florida
Free Auto Pilot Program

This is like the Free Credit Report Review program, except we will pull your Credit Karma credit reports every 2 months to see if there is anything…

No Out of Pocket Litigation to Fix Credit Reports In Florida
No Out of Pocket Litigation to Fix Credit Reports

This program is what made us famous with our clients and hated by the credit bureaus and lenders. It works like this…

No Out of Pocket Litigation to Stop Debt Collectors In Florida
No Out of Pocket Litigation to Stop Debt Collectors

This program is directed to debt collectors and collection agencies that violate your rights under the law.

Crap Car Law
Credito Latino Law

Pricing

So, how do we get paid? Good question. Here is how:

Free Credit Report Review
Free Credit Report Review

We don’t get paid on these services unless we can find an item that is not reporting correctly on your credit report. Only then, if we sue and are successful, we will collect our fees only from what we recover and not from out of your pocket.

Free Auto Pilot Program
Free Auto Pilot Program

Just like the free credit report review, we don’t get paid for our auto pilot program unless we can find a negative item that is reporting incorrectly

No Out Of Pocket Litigation For Errors And Mistakes
No Out Of Pocket Litigation For Errors And Mistakes

We sue debt collectors for not only the money they owe you for violating your rights, but we make them pay our fees and costs as well. We collect our fees and costs from the total funds collected from the defendant. This way, nothing is paid out of your pocket.

No Out Of Pocket Litigation Against Debt Collectors
No Out Of Pocket Litigation Against Debt Collectors

We get paid only if we find errors and mistakes on your credit reports for which we can and are allowed to sue. We then collect our fees and costs from the recoveries that we collect on your case and only look to those recoveries to get paid.

Taxes You May Have To Pay

Taxes You May Have To Pay

When we settle with a defendant for an amount of $600 or greater, sometimes the defendant will issue an IRS 1099 form to both you, and to us on the same money. While we do not give tax advise, I will advise you of what I have learned.

While I do not give tax advice as I am not qualified to do so, I am happy to pass on to you what I have learned from a conference at the National Consumer Law Center (“NCLC”). NCLC is a non profit organization that advocates for consumers. Every year, they hold a seminar for Consumer Lawyers such as myself. In their 2021seminar, they addressed the 1099 issue as follows.

According to the NCLC, if you get a 1099, that does not mean that you necessarily have to pay tax on that money. You do have to report the receipt of that 1099 on your tax return. NCLC suggested that on the line for Misc. Income, you show each 1099 amount that you received. Also, on that line, explain that your attorney received the same 1099 and paid tax on that money. You then report the amount of money that you received from us and pay tax on that money. Hence, if you received a 1099 for $5,000 but only received $1,000 from us, you should pay tax only on the $1,000 according to the NCLC.

CHECK OUT OUR REVIEWS!

Free Credit Report review

Debt Settlement

No out of pocket litigation

Gary Made the debt go away completely


It was very easy to talk with Gary. He explained what happened to us and then contacted the bill collector. We didn’t have to do anything… Gary made the debt go away completely. Gary’s office was very efficient. They just took care of us. He told us to relax and he’d take care of it, and he did.”

5 Star Review From Satisfied Clients

Thank you for not seeing us as
“just another client.”

5 Star Reviews For Our Credit Repair Service On Google Maps
Highly Recommended Reviews For Our Credit Repair Service On Facebook
5 Star Reviews For Our Credit Repair Service On Yelp
MARRIED COUPLE, NORCROSS, GA ★★★★★

“His website is very professional. After going through the site, I was sure he was the attorney for me. He exceeded my expectations. He has a certain presence. He’s a big man. A direct man. Hospitable. I was glad he was for me and not against me. If I was the defending attorney, I would look to settle. Gary’s got his ducks in a row.”

WORKER, MABLETON, GA ★★★★★
5 Star Review From A Worker In Mableton, GA

“The creditor continued to put hard hit inquiries on my credit report after bankruptcy. Gary forced them to remove all the negative inquiries that were causing my score to drop. Gary was very knowledgeable. He gave me his undivided attention. He told me with confidence that we’ll win this and he did! He knew how to stop them.”

WORKER, MABLETON, GA ★★★★★
5 Star Review From A Worker In Mableton, GA
877-293-2882
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