As Credit Repair lawyers, we will draft legally viable dispute letters to remove negative items that incorrectly appear on your credit report. Many credit repair companies dispute everything that is negative on your credit report. Others will simply dispute correctly reporting items as “not mine.” Neither of these strategies is sound nor legal.
Whether we sign your name to your dispute letter (with your permission of course) or we sign a dispute letter ourselves on your behalf, the credit bureaus know that your dispute letter is coming from us as lawyers and not a credit repair company. They tend to take our dispute letters more seriously than those that come directly from consumers or credit repair companies which they refer to as “credit clinics.”
We find ways that credit reporting agencies and lenders report things in a manner in which they should not. Debt collectors and debt buyers are notorious for reporting information incorrectly on peoples’ credit reports.